Blog
How Does Renters Insurance Work?
Many customers of our customers, who are renting an apartment or house, do not think that they need renters insurance until it is too late. Would it be important for you to be able to replace your clothes, your childrens’ clothes and toys, your furniture, your 65...
Why You Need a Renters Insurance Policy
Many renters believe, that in the event of a loss, they are covered by their landlord’s policy. Unfortunately, this is not the case. The landlord’s policy covers the landlord’s building, liability and personal property. Anything else, is the responsibility of the...
Recognizing National Child Safety and Protection Month
Welcome to November! Halloween is over, and November brings with it the scent of pumpkin pie, cranberries and of course, delicious turkey. But one thing you may not know about November is it is also recognized as National Child Safety and Protection Month. National...
5 Things to Never Leave in Your Car During a Deep Freeze
Living in Las Vegas, or any of the adjacent areas, means that temperatures can go from very hot to very cold, in a short period of time. Make sure that you consider having the right insurance coverages to cover the items that you leave in your car as well as any...
Landlord Insurance for Rental Properties
When it comes to insuring your rental properties, make sure that you are doing business with an agent that clearly understands your needs, as a landlord, because we are landlords. Owning rental properties gives us a clear perspective and the ability to present...
Why do Insurance Rates Increase on Renewals?
We are frequently asked, why rates increase on each renewal, whether it is auto insurance, classic and antique vehicle insurance, home insurance, renters insurance, commercial insurance, boat insurance, motorcycle insurance, ATV insurance and/or an SR22. First, it is...
The Importance of Accurate Information when Applying for Insurance
Have you heard the saying “Honesty is the best policy?” The next time that you are shopping for insurance, consider a little known fact: The more accurate the information that you provide during the auto insurance, home insurance, renters insurance, commercial...
Uber, Lyft, and Rideshare Insurance from Stellar Insurance
We are frequently asked, by clients that work with Uber or Lyft, if their personal auto insurance policies cover them while they are driving for either of rideshare companies. It is important to understand how your personal auto policy works in conjunction with the...
Important Things to Consider when Choosing Auto Insurance
When shopping for an insurance policy, make sure that you are asking the right questions. The wrong time to find out that you do not have the coverages that you thought you had, is after you have had a loss. While price is important, it is not typically the only...
Auto Insurance Coverages and How They Affect Costs
Getting cheap auto insurance is not as simple as carrying minimum liability limits only. It is a myth that those with the lowest limits and coverages always pay the least for their auto insurance. Insurance companies are in the risk game. Typically, they gather as...
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